How it works
Four steps. About 20 minutes to set up, a few minutes each week after.
First setup takes about 45 to 60 minutes. After that, the Monday update takes about 5 minutes.
Enter your business cash position
Start with today's combined balance across your operating accounts. You type it in; no bank login is needed.
Add expected income and expenses
List open invoices and retainers with the week you expect payment, then payroll, rent, software, taxes and other bills.
Explore the 13-week forecast and scenarios
See each week's ending balance and your low point. Move a payment, change an expense or add a hire, and compare.
Review risks and update weekly
Every Monday, update your balance, mark what was paid, and adjust dates that slipped. The forecast rolls forward one week.
The math
Every week follows one simple rule
There is no hidden model. Each week's ending balance is the starting balance, plus money you expect in, minus money you expect out. That ending balance becomes next week's start.
The value comes from doing it week by week, for 13 weeks, and keeping it current.
From the fictional demo business when the $15,000 Meridian invoice is paid late. Week 4 ended at $20,850.
The weekly habit
What a Monday update looks like
Check the balance
Replace last week's projected balance with the real one. The gap tells you how good your assumptions were.
Clear what was paid
Mark invoices received and bills sent. Anything that didn't arrive moves to a new expected week.
Look at the low point
If the lowest week moved closer or dropped under your floor, that's the decision to make this week.
Try steps 3 and 4 right now
The live demo is a working version of the forecast and scenarios, using a fictional business.