Product

One weekly system for cash, collections and the decisions in between

Cash Command OS Complete is one workbook for Excel and Google Sheets with six connected modules. Each label below shows exactly what is in the $199 download.

What the labels mean

Included In the $199 workbook today.

Partly included The core is in the workbook. Anything marked “Not included” is not in the download.

Also in the workbook: payables tracking, forecast vs actual with a bank reconciliation check, a 12-month outlook, 16 built-in formula checks, a fictional sample agency and a Start Here guide. The interactive demo on this website is a separate, simplified preview with its own sample business.

01Included

13-Week Cash Forecast

The core of the system. Start from today's bank balance and lay out every expected payment in and bill out, week by week.

  • Ending balance for each of the next 13 weeks
  • Your lowest point and the week it happens
  • A reserve floor line you set yourself
  • Line-by-line detail behind every week
02Included

Receivables Risk Center

Your forecast depends on clients paying on time. This module shows which invoices carry the most weight.

  • Unpaid invoices with due date, expected pay date and days past due
  • Invoices whose expected date has passed are flagged and left out until you set a new date
  • “What if a client pays late?” tool
  • Not included: ranking invoices by forecast impact
03Included

Cash Decision Simulator

Test a decision before you commit cash. Combine several what-ifs and compare them with your base forecast, which never changes.

  • Lose a client, cut client cash by a percentage, delay all client payments, add a hire, add a one-time expense
  • Single-decision tools: new hire, lost client, late payer, major purchase
  • Plain-language verdict on each result
  • Not included: saving multiple named scenarios
04Partly included

Reserve & Owner Pay Planner

Set a minimum cash reserve, see every week that dips below it, and check your runway.

  • Reserve floor in dollars, with below-reserve weeks flagged
  • Runway at current burn and a suggested reserve based on weeks of payments
  • Owner pay as its own line in your forecast
  • Not included: a calculator for the maximum owner draw
05Included

Hiring Affordability Planner

Add a role with a start week and fully loaded monthly cost, then see whether the next 13 weeks can carry it.

  • Start week and loaded cost
  • Week-by-week effect and a plain answer: can cash handle it
  • Not included: ramp-up and new-revenue assumptions
06Partly included

Weekly Decision Report

A one-screen Dashboard answer and a short Monday routine.

  • Dashboard: lowest cash, first week below reserve, runway and a one-line answer
  • 5-minute Monday checklist, month-end review and a review log
  • Not included: a separate printable one-page report

Design principles

Built to be used every Monday, not once a quarter

Cash, not accounting

The system tracks when money actually moves. It does not replace your bookkeeping software or your accountant.

Every number is explainable

Each week's balance is opening cash plus listed money in minus listed money out. No black-box predictions.

No bank connection required

You type in the figures yourself. Nothing connects to your bank or accounting software, and your data stays in your own file.

Decisions over dashboards

Every screen should help answer a real question: can we afford this, and when.

See the forecast react to a late invoice

The demo uses a fictional nine-person agency. Move a payment date and watch the low point shift.

Open the live demo Get it — $199